September 14, 2019
Locust Hill Country Club
6pm – 11 pm
Join us for our 4th Annual Starlight Gala Fundraiser on Saturday, September 14, 2019 at the newly renovated Locust Hill Country Club. Come be a part of a very special night as we honor the contributions of two amazing Rochesterians, and their dedication to medicine and the community. Enjoy networking and support the next generation of physicians as they work to overcome numerous economic and social barriers. Now more than ever, our students need to know they are not alone.
The “Hidden Figures” of Medical Education
According to the Association of American Medical Colleges (AAMC):
The median amount of debt for the class of 2018: $200,000
The median 4-year cost of attendance for the class of 2019: $250,222 (public school) and $330,180 (private school)
To most people that means lots of financial aid, mainly in the form of scholarships and loans. What many people do not know is that eligibility for need-based financial aid is capped at the cost of attendance. Federal education loans are also capped at the cost of attendance minus other aid received, based on the period of enrollment.
In other words, need based scholarship money and loans are all based on the cost of attendance.
Barriers in the Details
There are many items that are not included in the Cost of Attendance by institutions. One of them is the cost of obtaining a car. For medical students, this is essential as they are expected to show up at office locations that are either not located near public transportation or would not be able to be reached in an acceptable amount of time using public transportation. There is no provision for “I have to leave to catch the last bus” in medical student training.
However, purchasing a car is a real expense that students can not use federal loan or institutional scholarship money for. This is especially burdensome for students whose families have limited financial means or students that do not have parents to provide financial support.
Medical students are also expected to travel to take the Step 2 CS exam which is part of a series of exams for licensing. The exam is only given in 5 cities in the US, and Rochester is not one of them. The cost of travel to the exam and lodging in the exam city is not included in the cost of attendance and can not be covered by their loans and scholarship monies.
Just before graduating from medical school, students must go on residency interviews to gain acceptance into a program that will prepare them in their specialty of choice. This is another unrecognized expense. Depending on the field being pursued, the number of programs that a student must visit can range from a few to dozens, to ensure they match to a program. Students can apply for a private loan if they have good credit and or a co-signer, however, many students have neither at this particular stage of their education.
These financial barriers disproportionately affect students from lower socioeconomic levels who lack family financial support.
The rigorous schedules imposed on medical students, the schedule of classes and rotation requirements make it impossible for students to “get a job” to help with costs. To make matters worse, any money they earned would take away from what they could borrow.
Medical school should not only be for the wealthy.
Every student with talent & ability should have the support to use those gifts for the good of humanity. The inability to borrow money to cover real expenses is a barrier that prevents many from becoming physicians.
This year we have been able due to the generosity of so many, been able to help assist with the unrecognized costs associated with pursuing a medical education.
As we continue to work to help students overcome these hidden barriers to medical education, I personally wish to thank all of you that have helped us help so many this year and ask for your continued support of our students.
Together we are making a difference!
Gina Cuyler MD FACP
Black Physicians Network of Greater Rochester, Inc
2019 Starlight Gala Meteor
The Day Of
Silent Auction, Raffle, Live Music, DJ, served seated dinner, awards presentation, networking, and much, much, more! Open bar until 10 pm. All for a great cause.
Date: 14 September 2019
Time: 6:00 pm
Location: Locust Hill Country Club,
2000 Jefferson Road, Rochester, NY
Attire: Black Tie/Formal
Thank You to Our 2019 Top Sponsor!
Thank You to Our Secondary Tier Event Sponsor!
Black Physicians Network of Greater Rochester Inc. is a 501 (c)3 nonprofit as defined by the Internal Revenue Service.
Federal EIN: 47-3192101